Which Portland-area zip codes pay the most for car insurance?

According to a report from car insurance website, The Zebra, car insurance rates are going up in the Portland area.

"Car insurance rates in the Portland-metro area shot up 9.7% as the population continues to grow, increasing traffic congestion, crashes, and claims,” Alyssa Connolly, Zebra’s Director of Market Insights said in a press release earlier this year.

“Portland also saw a sharp increase in vehicle thefts, which may be negatively affecting rates,” Connolly added.

Connolly also pointed out the increase is not unique to Portland.

“Nationally, rates have been impacted by an uptick in crashes caused by distracted driving (driving while using a phone or device),” she said, “and new technology making cars more expensive to repair after a crash.”

The average annual premium a Portland metro area car owner pays is $1,623, greater than $1,404 in the Seattle-Tacoma metro area and the national average of $1,470.

One solace? We have it better than big city Californians. In the San Francisco-Oakland-San Jose metro area car owners pay an average of $1,799 annually and in the Los Angeles metro area, that number is a whopping $2,046.

But who in Portland is paying the most? The Zebra’s report gives a zip code by zip code breakdown of average car insurance rates, Is your zip code in the top 10?

10. 97030, Gresham: $1,812

9. 97211, Portland: $1,820

8. 97218, Portland: $1,848

7. 97206, Portland: $1,859

6. 97220, Maywood Park: $1,901

5. 97216, Portland: $1,903

4. 97233, Gresham: $1,908

3. 97230, Gresham: $1,911

2. 97266, Portland: $1,921

1. 97236, Gresham: $1,942