OJOCHAL, COSTA RICA — An unaffordable short-term rental in a lovely expatriate beach village in Central America causes me to reflect on my adopted home town of Santa Fe and a 32-year career building homes for both locals and new-comers.

For many Norte Americanos, Santa Fe is kind of the Costa Rica of America.

To many, Santa Fe is exotic, romantic, blessed with mild weather (usually) and has a population that speaks languages other than English.